The Pocket Idiot's Guide To Living On A Budget, 2nd Edition

Ideas For Living on a Budget

By Benjamin Robert Ehinger

Do you have to live on a budget because you do not make a lot of money? 
Maybe you just want to be able to save so you want to know how to live on a 
budget. There are plenty of things you can do to save some money. 
Here are 4 ideas for living on a budget.

First, go to the grocery store with a list. It is proven that if you go to the grocery with a list you will be able to save up to 40% on your grocery bill. As long as you stick to the list you will only buy what you need and you will be able to avoid the impulse buys.

You can also clip coupons and buy things that are on special. Many grocery stores have a membership card that is free and you can save a lot of money buying things that are on sale with their card. Sometimes they have 10 for $10 sales and if it is on something that you use a lot of you might as well stock up and save money.

Second, you can save money by using energy saving light bulbs. These bulbs are great for the environment and are proven to help you cut your energy bill. You can save a few dollars each month by using the light bulbs. On top of that you will not have to pay for as many light bulbs because the energy saving bulbs last up to 10 times as long.

The last idea for living on a budget is to get rid of your ATM card and put your money in directly into your bank account. If you have a checking account get rid of your debit card and leave your check book at home.

This will allow you to put money in the bank and have very little access to it. By eliminating the access to your money you will not be as tempted to spend it on things you don't need.

You can use these ideas for living on a budget to help you save money. You should also stop eating out as much and watch how much money you spend on things like beer and wine. Going out eats up a lot of peoples budget and with a little discipline you can live on a budget without any money troubles.

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Ideas For Living On A Budget

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