Debits And Credits For Dummies

[simpleaffiliate source="chitika" results="0"][/simpleaffiliate]

Credit card advice for Dummies?!?

I'm thinkin about applying for a credit card, I've never had one before and don't have an overdraft or any other kind of debt. Thing is i'm planning to go travelling at the end of the year and it would be helpful for me to have a visa as my debit card doesn't work everywhere.
Also i think i must have quite a poor credit rating as i've moved houses alot all my life and was refused an overdraft. I know capital one offer cards for those with poor credit but their interest seems huge!
...Not that i really understand any of it so would like know how it all works...the interest and how much i would be paying back...Its really confusing!
I earn just over £800 a month minimum (sometimes am offered overtime).
Any advice welcome except those that just say 'Don't do it!'
...i need some real information.

Ta!
oh also...can i get cash out on all credit cards?

Hi sweets well each to their own but my personal point of view is when you spend £500 on a credit card then pay the miniumum payments of (example £15 per month) the credit card company then slap interest on top of the money you have borrowed thus causing an ever spirriling tumble towards debt. As with all credit cards the concept of having one is great as you can buy that case of Wine, pay the deposit on the holiday but remember you are paying a loan company whom charge interest. Best option is to speak with your bank whom may upgrade your existing debit card to a visa debit or switch card which can be used worldwide. Yes i have a credit card but very very rarely use exept emergency 0% owed on card means 0% interest dont get a card then start spending or if you are sure you want one Vanquish is quite good you can control your limit You can request a maximum limit of £250 untill you see fit to higher or lower the limit you can manage. Well good luck and please be careful and consider the consequenses of debt...... Debt is easy to get into but hard to get out of....

why i am a programmer


[simpleaffiliate source="amazon" results="10"]debits and credits for dummies[/simpleaffiliate]
[simpleaffiliate source="cj" results="10"]debits and credits for dummies[/simpleaffiliate]
[simpleaffiliate source="clickbank" results="10"]debits and credits for dummies[/simpleaffiliate]